Ahhh, the wonders of insurance.

Our washing machine has started to make startling and alarming noises, so Wendy phoned British Gas.

Not strange, we have insurance cover for many of our whitegoods and plumbing with them.

While arranging a visit for the washing machine the good little telephone person asked Wendy if we had insurance to cover our mains water supply. She replied no. Wendy then passed the phone to me, to see if I wanted to add this cover to our current contract.

Having had a problem with my water supply in a previous property I was interested. So, the operator went through the boilerplate she was required to.

When she got to what was excluded from cover….

Damage caused by tree roots.
Damage caused by third parties.
Accidental damage.

Hmmmm….. so, what is actually LEFT?
What could happen that WOULD be covered?
Not much really.

Maybe if I took a pickaxe to the thing myself….

But not, if it attacked by someone else, or a tree root damages it or a meteorite hits it (is that an accident or act of god? blame is essential?!)

So, nope, I will not be paying to guard my mains water supply from acts of self.

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